BCR Card Sales

Line of Credit

Main features of the Line of Credit:


Credit in Checking Account


Colones or Dollars

Contract Term:

- 5 years, collateral subject to annual revision
- 1 year with trust warranty


Using a general guarantee trust covering credit facility of the line of credit, which will be supported by a "principal" contract

Draft Term:

Up to 12 months

Draft form of payment:

a- Monthly payments to due capital and interests
b- Monthly interests due for the first 6 months, and from the seventh month, monthly payments to principal and interests due
c- Or other method permitted by credit law

Handling Commission:

From 0 to 1.5% negotiable

Interest Rate (*):

Dollars: PR - 2.25% to PR + 4.5%
Colones: TBP to TBP + 7.5%

Investment Plan:

Working capital


Guarantee trust on property recordable in the Registro Público (Public Register)

(*) The final interest rate in its risk range is mainly object to the debt line and value chain.

The rate will be the one in effect upon execution of each draft according to the approval, but FIXED for the entire draft term.


Interest Rate Liability Disclaimer:

Interest rates are object to change at any time without previous notice due to financial market changes.  For such a reason, information included in current web site is for reference purposes only.  Any rate related to a specific transaction or business, shall be the effective rate as of formalization date.

For further information regarding interest rates, please call Customer Assistance Center at (506) 2211-1111 or write to CentroAsistenciaBCR@bancobcr.com

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